Multi-Account Risk Calculator
Aggregate balance, equity and planned monetary risk across multiple same-currency trading accounts. The page describes only the entered snapshot and does not merge broker records, convert currencies or recommend a risk limit.
Enter account snapshots
Put one account label, balance, equity and planned monetary risk on each line.
Use one unique account label and three non-negative same-currency amounts per row. Equity must be greater than zero.
Cross-account risk summary
Account Operations Planning 1.0.0.
| Account | Balance | Equity | Equity − balance | Planned risk | Risk / equity | Equity share |
|---|
How multi-account risk is aggregated
Account equity share = Account equity ÷ Combined entered equity
Balance and equity remain separate because equity can include current open-position effects while balance does not.
The largest contribution is the first account with the highest entered risk amount. It is a descriptive concentration flag, not a recommendation.
Worked example from the audited fixture
Enter three same-currency snapshots: Primary has $10,000 balance, $9,800 equity and $200 planned risk; Swing has $5,000 balance, $5,200 equity and $100 planned risk; Funded has $20,000 balance, $20,000 equity and $400 planned risk. Combined balance and equity are both $35,000, combined planned risk is $700 or 2% of equity, and equity after all entered planned losses would be $34,300. Funded contributes the largest entered risk amount at $400.
How to interpret the result
The zero combined equity-minus-balance difference occurs because Primary’s −$200 and Swing’s +$200 offset in this snapshot. That does not mean the accounts hedge each other or that $700 is the maximum possible loss; the model simply adds the same-currency amounts entered.
Assumptions and limits
- All accounts must use one currency and one valuation time.
- The page does not retrieve positions, stops, margin, broker rules or account permissions.
- Entered planned loss can exceed equity; the negative after-loss value is shown rather than silently clipped.
- Correlation, simultaneous gaps and cross-account hedging effects are not modeled.
- No combined percentage is a safe, suitable or recommended risk level.
Frequently asked questions
- Balance generally excludes current open-position results, while equity can include them. Keeping both fields visible prevents the page from treating them as interchangeable.
- Yes. The model adds amounts directly and performs no exchange-rate conversion.
- Use one consistently defined monetary loss estimate for each account. The page cannot verify stops, execution, gaps or included charges.
- The sum of entered planned monetary risk is divided by the sum of entered equity.
- No. Labels must remain unique after case and whitespace normalization so the table is unambiguous.
- No. It reports only the largest entered monetary contribution and does not evaluate strategy quality, probability or suitability.
- No. It sums entered monetary risk without assuming that positions offset or remain correlated.
- No. It analyzes only the same-currency snapshots you enter and cannot verify their completeness or timing.
Sources and methodology
- MQL5 Reference — Account Properties — Official balance, equity, margin and account-currency property definitions.
- MetaTrader 5 Help — Trading Report — Official distinction between account balance, equity, deposits, withdrawals and risk reporting.
- CFTC — Trading system claims advisory — Official caution on hypothetical results, execution limitations and omitted costs.
Continue account planning
Verify account records and withdrawal terms
Confirm account currency, balance/equity timing, risk records and any provider-specific withdrawal treatment before using the scenario.
Risk and affiliate disclosure: Leveraged forex and CFD trading can result in substantial losses. These are affiliate links, so ForexMT4Indicators.com may receive compensation if you register or trade through them, at no additional cost to you. Availability and terms vary by jurisdiction and broker entity.