Read the percentage as annualised
The programme’s formula divides the quoted rate by 365 to calculate a daily amount. That makes the annualised basis explicit. A $1,000 qualifying balance at a hypothetical full-year 10% rate would represent $100 before considering changing daily balances and eligibility, not $100 every month.
The rate also depends on trading activity. The current rules show 2.5%, 5% and 10% alongside qualifying monthly volume bands. A high percentage in the page title should not be read as the default rate on idle cash.
Which accounts and activity count?
The rules cover eligible real MetaTrader 4 and MetaTrader 5 accounts, including ECN and Prime, and require acceptance in Members Area. Currency-pair and metals volume counts; stock, index and commodity CFD positions are excluded from the activity calculation. R StocksTrader is not established as eligible by that MetaTrader-only rule.
| Printed monthly volume band | Annualised rate | Reading limitation |
|---|---|---|
| 1–10 standard lots | 2.5% | Confirm exact 10-lot endpoint |
| 10–1,000 standard lots | 5% | The source overlaps at 10 lots |
| More than 1,000 standard lots | 10% | High turnover is required, not simply a larger deposit |
Use the actual account statistics at a boundary rather than inventing an inclusive or exclusive rule. The examples below choose activity well inside a band. Compare the programme with rebates: one uses eligible balance and an annualised rate, the other returns part of qualifying trading costs.
Calculate the daily base correctly
The rule defines the base as balance minus active bonuses, recalculated daily at 23:59:59. Floating profit and loss belongs to equity and should not silently replace that specified balance base. Realised results, withdrawals and deposits can change subsequent daily values.
For an illustration, suppose the relevant daily balance is $1,000, with $100 of active bonus included in the rule’s balance figure. The base is $900. If the confirmed rate is 5%, one day’s calculation is $900 × 0.05 ÷ 365 = approximately $0.1233. With identical daily conditions for 30 days, the unrounded calculation is approximately $3.70, not $45 or $50.
That illustration assumes the same eligible base and confirmed rate throughout. It does not predict a cash credit to the cent: the provider’s operational rounding and final account records control. If your platform separates credit from balance differently, obtain the programme’s recorded base instead of subtracting the same bonus twice.
Activity and withdrawals can change the amount
The provider’s worked example recalculates earlier days when the month’s activity moves into a higher rate band. That means a running estimate need not equal the final credit. Keep the daily base values and the final qualifying tier together when reconciling a month.
A withdrawal reduces the balance available for later daily calculations; it does not make the prior $1,000 illustration continue unchanged. For a separate example, 15 days at a $1,000 base and 15 days at $500, all at 5%, give ($1,000 × 15 + $500 × 15) × 0.05 ÷ 365 = about $3.08 before operational rounding.
A trading loss can reduce both capital and future reward calculations. A floating loss may not immediately change the rule’s balance figure, but it remains economically real and can lead to forced closing. Do not regard the reward base as a measure of how safe the account is.
Payout and withdrawal are separate stages
The rules describe payment on the first day of the next month, with a balance-history identifier, and say paid rewards can be used or withdrawn. The ordinary withdrawal process still governs moving available money out of the account. Verification, payment-method availability and processing are separate from reward accrual.
If the credit differs from an estimate, compare account eligibility, daily base, qualifying instrument volume, final tier and period dates. Ask support about a specific mismatch rather than assuming the percentage should apply to the largest balance seen during the month. Keep the terms accepted for the period, because the programme reserves suspension, termination and access-refusal rights.
Do not buy turnover to chase a reward
A higher band requires trading, which can create spreads, commission and losses. If an extra sequence of trades costs $20 but increases a projected monthly reward by $3, the account is $17 worse off before market results. A small reward can be overwhelmed by a single ordinary adverse price move.
Review total trading costs first, and select an account for the intended activity rather than its reward banner. Keep the Welcome Bonus separate: promotional credit and a paid cash reward have different mechanics.
Money held with a broker remains exposed to the broker relationship and account terms. The programme is not a bank deposit, a guaranteed yield or a reason to leave essential spending money in a leveraged trading account. The useful comparison is net benefit after the activity you would have undertaken anyway, with no assumed future return.
Frequently asked questions
Is the advertised 10% paid every month?
No. The formula uses an annualised percentage divided by 365 for daily calculations. A month’s amount depends on daily eligible balance, activity and the confirmed rate. A percentage in the promotion title should therefore not be applied to the opening deposit as a fixed monthly payment.
Which balance is used?
The rules specify balance less active bonuses, recalculated daily. Do not substitute equity or subtract a separately displayed bonus twice without checking the programme’s recorded base. Use each day’s recorded values and the applicable rate when reconciling the month rather than selecting the highest balance seen.
Does every account qualify automatically?
No. The rules cover eligible real MT4 and MT5 accounts and require accepting the conditions. Qualifying volume and instrument exclusions apply. A product advertised in the same account carousel is not automatically included in the programme’s MetaTrader-only rule.
How does a withdrawal affect the reward?
It can reduce the balance used for later daily calculations. Use each day’s actual eligible base instead of applying the rate to the original deposit all month. The final monthly rate can also change with qualifying activity, so a running estimate need not equal the eventual credit.
When is the cash paid?
The published timing is the first day of the next month. The final credit depends on the programme’s calculations and conditions. Keep the programme record and account statement; ordinary payment-method and verification checks remain relevant if you later withdraw it.
Is this an insured savings return?
No. It is a conditional broker incentive linked to trading activity, with programme discretion and the normal risks of holding funds in a trading account. The trading needed to reach a higher tier can create costs and losses that outweigh the extra reward.
Sources and scope
This guide covers eligible clients of RoboForex Ltd through roboforex.com. Public terms were checked on 15 September 2026; we did not open, fund or test an account for this guide. Balance reward rules · Current promotions index · Cashback Rebates programme · Current linked Client Agreement.
For the wider broker choice, see our broker guides.