FBS advertises floating spreads from 0.7 pips and no trading commission on its general international offer. That does not mean every trade costs 0.7 pips or that every account activity is free. Your total cost can also include overnight financing, swap-free holding charges, currency conversion, payment costs and optional services.
The useful comparison is the same instrument, position size and holding period. A minimum spread by itself is too narrow to tell you which account is cheaper for your trading routine.
Affiliate disclosure: ForexMT4Indicators.com may earn a commission if you use our broker links. Trading leveraged forex and CFDs can result in substantial losses.
Check current FBS conditions and eligibility
The costs to check
| Cost | What FBS publishes | Your practical check |
|---|---|---|
| Spread | Floating from 0.7 pips in the general offer | Actual buy/sell quote for your symbol and session |
| Trading commission | No commission advertised | Applicable account and instrument specification |
| Overnight financing | Swap treatment under contract specifications | Long/short amount, units and rollover schedule |
| Swap-free holding charge | Weekly charge possible for long-held exotics | Instrument, direction and holding period |
| Payments and conversion | Funding pages advertise commissions from zero | Actual method, currency, bank and wallet costs |
| Optional VPS | Conditional free use; charges can apply | Qualification and renewal rules |
Start with the published conditions and the symbol specification. The table separates categories to inspect; it is not a claim that every category will apply to your account.
Minimum, typical and current spread are different
The spread is the gap between the buy and sell price. A minimum spread is a starting figure that may occur under some conditions. A typical spread is a separate statistic, and a current spread is the quote available at a particular moment. Do not substitute one for another.
FBS explicitly describes its spreads as floating. They can change with market liquidity and conditions. An observation during a quiet period also cannot establish what you would pay at rollover, around news or when a market reopens.
This guide did not collect a timed spread sample. We therefore do not provide a made-up average, rank FBS as the cheapest, or claim a spread screenshot represents the whole day. A useful personal comparison records the symbol, server, date, time and market state.
An illustrative spread-cost calculation
Assume EUR/USD, a US-dollar account and a Standard contract of 100,000 euros per lot. A 0.01-lot position is 1,000 euros. With a pip of 0.0001 dollars per euro, the pip value is $0.10.
| Assumed spread | Calculation for 0.01 Standard lot | Illustrative spread cost |
|---|---|---|
| 0.7 pips | 0.7 × $0.10 | $0.07 |
| 1.2 pips | 1.2 × $0.10 | $0.12 |
| 2.0 pips | 2.0 × $0.10 | $0.20 |
These are assumed spreads used to demonstrate arithmetic, not observed FBS quotes or a price promise. The example excludes swap, slippage, conversion and other charges. Check the actual contract size, account unit and quote convention before using it for another instrument or a Cent account.
When measuring cost, avoid mechanically doubling the spread because a position has an opening and closing transaction. Profit and loss already reflects the applicable bid and ask sides. What matters is the complete entry-to-exit result and any separately booked charges.
Overnight costs can change the comparison
A position held through rollover may incur a swap debit or credit according to its contract specification. The long and short rates can differ. Check how the platform expresses the value and which days have different rollover treatment before calculating a multi-day holding cost.
Do not multiply a displayed number by the number of nights without understanding its unit. A value in points, account currency or another basis requires a different calculation. The contract specification and account history are more useful than a generic broker review for the exact amount.
The swap-free guide explains a related limitation. FBS’s exotic-instrument page describes a weekly charge for certain longer-held positions even on swap-free accounts. “Islamic” is not a synonym for “no possible holding cost.”
Check current FBS conditions and eligibility
Deposit and withdrawal costs
FBS’s funding page advertises commissions from zero, while the general conditions say FBS does not charge the described payment commission. That does not establish what a bank, wallet or currency conversion will cost. Compare the amount sent, the account currency and the amount expected to arrive.
The payment method can also have a higher minimum than the account’s funding floor. FBS’s help examples include different minimums for Neteller, Skrill and Perfect Money. Read the deposit guide and withdrawal guide before selecting the route.
A conversion can occur when funding an account in a different currency, receiving a withdrawal, or trading an instrument whose profit currency differs from the account. Check the rate and any charge shown. “Local payment method” does not automatically mean “no conversion.”
Inactivity and optional services
An FBS educational article says there is no inactivity fee. That is a narrower basis than a complete current fee schedule, so confirm the applicable terms before leaving an account unused. Account archiving is also a different issue from charging a fee.
Optional services should be costed separately. For example, FBS’s VPS has deposit and activity conditions for free use and a possible monthly charge. The VPS guide explains the renewal terms. Trading extra volume to avoid a service charge can be more expensive than paying the charge.
A repeatable cost check
- Confirm the account entity, type, currency and lot units.
- Open the exact symbol’s specification and note contract size and financing units.
- Record the current spread at the time you usually trade, with date and session context.
- Calculate the spread cost at your intended volume.
- Add relevant holding, payment, conversion and service costs.
- Compare a full representative trading routine, not just one minimum number.
The account guide and margin guide provide the remaining context. Cost and risk are connected, but they are not interchangeable: low transaction costs do not make an oversized position safe.
Frequently asked questions
Does FBS charge trading commission?
The general international offer advertises no trading commission. Check the current account and instrument conditions, and distinguish commission from spread and financing costs.
Is the spread always 0.7 pips?
No. FBS says spreads float and start from 0.7 pips. The actual spread can differ.
Are withdrawals completely free?
The public offer does not establish zero cost from every payment provider or currency conversion. Check the exact method’s current screen.
Does swap-free mean there are no holding charges?
No. FBS describes potential weekly charges for longer-held exotic positions.
Did you measure average FBS spreads?
No. This guide reviews public terms and explains an illustrative calculation. It does not report a live spread study.
Public sources checked 9 September 2026. Cost examples are illustrative and exclude unlisted variables.
Sources
- FBS trading conditions
- FBS minimum deposit help
- FBS Trading Conditions
- Swap-free account help
- FBS funding overview
- FBS exotic forex conditions
- FBS broker costs education
Official broker websites
Read the current terms and restrictions for your actual residence. These links do not establish that a broker or service is available or authorised where you live.
Forex and CFD trading carries a significant risk of loss and is not suitable for everyone. These are affiliate links; we may earn a commission if you use them.